4. Security for maintenance costs
1 If a creditor has incurred expenses necessary for the maintenance of the property, in particular by paying insurance premiums owed by the owner, such expenses are secured by a lien over the property. This lien does not require to be recorded in the land register and takes precedence over all other registered encumbrances.
2 If the amount of the lien exceeds 1000 francs and the lien is not recorded in the land register within four months of the compensatory act being carried out, it may not be cited in opposition to third parties who rely on the land register in good faith.
1 Amended by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637; BBl 2007 5283).
4. Garanzia per expensas necessarias
1 Sch’il creditur ha pajà las expensas necessarias per conservar la chaussa impegnada, en spezial las premias d’assicuranza ch’èn debitadas dal proprietari, ha el il dretg d’in pegn immobigliar. Quest dretg da pegn na sto betg vegnir inscrit en il register funsil ed ha la preferenza vers tut las autras grevezzas inscrittas.
2 Sche l’import dal dretg da pegn surpassa 1000 francs e sche quel na vegn betg inscrit en il register funsil entaifer 4 mais suenter la realisaziun da l’act en dumonda, na po el betg vegnir fatg valair vers terzas persunas ch’èn sa fidadas da buna fai sin il register funsil.
1 Versiun tenor la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).
