2. Reducziun da la valur senza culpa dal proprietari
1 Sche la valur dal bain immobigliar è vegnida reducida senza ch’il proprietari saja la culpa, po il creditur pretender la garanzia u in pajament en ratas mo uschenavant ch’il proprietari è indemnisà per il donn.
2 Il creditur ha dentant il dretg da pretender las mesiras necessarias per eliminar u per impedir la reducziun da la valur. Per ils custs chaschunads na po el betg far star bun il proprietari persunalmain, el ha dentant il dretg d’in pegn immobigliar. Quest dretg da pegn na sto betg vegnir inscrit en il register funsil ed ha la preferenza vers tut las autras grevezzas inscrittas.1
3 Sche l’import dal dretg da pegn surpassa 1000 francs e sche quel na vegn betg inscrit en il register funsil entaifer 4 mais suenter la terminaziun da las mesiras, na po el betg vegnir fatg valair vers terzas persunas ch’èn sa fidadas da buna fai sin il register funsil.2
1 Versiun tenor la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).
2 Integrà tras la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).
2. Depreciation without owner’s fault
1 In the event of depreciation without fault on the owner’s part, the creditor has a right to security or redemption only if the owner is indemnified for the damage.
2 However, the creditor is entitled to take measures to prevent or eliminate the depreciation. He or she shall acquire a lien on the property for his or her costs which does not render the owner personally liable. This lien does not require to be recorded in the land register and takes precedence over all other registered encumbrances.1
3 If the amount of the lien exceeds 1000 francs and the lien is not recorded in the land register within four months of completion of the measures, it may not be cited in opposition to third parties who rely on the land register in good faith.2
1 Amended by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637; BBl 2007 5283).
2 Inserted by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637; BBl 2007 5283).
