1 The creditor may resort to a simple surety only if, after the surety was provided, the debtor is declared bankrupt or obtains a debt restructuring moratorium, or is the object of debt enforcement proceedings instigated with due diligence by the creditor which have resulted in the issue of a definitive certificate of loss, or has relocated his domicile abroad and can no longer be sued in Switzerland, or legal action against him in foreign courts has been substantially impeded as a result of such relocation.
2 Where the claim is secured by pledges, a simple surety may require that the creditor satisfy his claim first from such pledges, provided the debtor has not been declared bankrupt or obtained a debt restructuring moratorium.
3 Where the surety has undertaken solely to cover any shortfall suffered by the creditor (indemnity bond), he may not be sued unless a definitive certificate of loss has been issued against the principal debtor or the latter has relocated his domicile abroad and can no longer be sued in Switzerland, or legal action against him in foreign courts has been substantially impeded as a result of such relocation. Where a composition agreement has been concluded, the surety may be sued for the remitted portion of the principal obligation immediately on the entry into force of the composition agreement.
4 Agreements to the contrary are reserved.
1 Une personne mariée ne peut cautionner valablement qu’avec le consentement écrit de son conjoint donné préalablement ou au plus tard simultanément dans l’espèce, à moins que les époux ne soient séparés de corps par jugement.
2 …269
3 Pour les modifications subséquentes d’un cautionnement, le consentement du conjoint n’est nécessaire que si le montant total doit être augmenté ou un cautionnement simple transformé en un cautionnement solidaire ou si la modification a pour effet de diminuer notablement les sûretés.
4 Le présent article s’applique par analogie aux partenaires enregistrés.270
269 Abrogé par le ch. I de la LF du 17 juin 2005 (Cautionnement. Consentement du conjoint), avec effet au 1er déc. 2005 (RO 2005 5097; FF 2004 4647 4657)
270 Nouvelle teneur selon l’annexe ch. 11 de la LF du 18 juin 2004 sur le partenariat, en vigueur depuis le 1er janv. 2007 (RO 2005 5685; FF 2003 1192)
This document is not an official publication. Only the publication of the Federal Chancellery is legally binding.
Ceci n’est pas une publication officielle. Seule la publication opérée par la Chancellerie fédérale fait foi. Ordonnance sur les publications officielles, OPubl.