1 If part of a mortgaged property or one of two or more mortgaged properties belonging to the same owner is alienated or if the mortgaged property is divided, unless otherwise agreed, liability under the mortgage will be reallocated in proportion to the value of the different parts.
2 If the creditor does not wish to accept such reallocation, within one month of its becoming final he or she may request repayment of his or her debt within one year.
3 Where the new owners have assumed liability for the debts secured by their properties, the previous debtor is discharged unless the creditor notifies him or her in writing within one year that he or she intends to retain him or her as debtor.
1 L’aliénation de l’immeuble hypothéqué n’apporte, sauf convention contraire, aucun changement à l’obligation du débiteur et à la garantie.
2 Toutefois, si l’acquéreur s’est chargé de la dette, le débiteur primitif est libéré à moins que le créancier ne lui déclare par écrit, dans l’année, qu’il entend ne pas renoncer à ses droits contre lui.
This document is not an official publication. Only the publication of the Federal Chancellery is legally binding.
Ceci n’est pas une publication officielle. Seule la publication opérée par la Chancellerie fédérale fait foi. Ordonnance sur les publications officielles, OPubl.